42. A new graduate would like to plan on purchasing a beach house on the Florida panhandle in exactly 20 years. The graduate will make yearly contributions to an investment fund for the next 20 years to make a down payment on the house. The first contribution will be $25,000, and each payment will be 5% larger than the last. The fund will earn an expected 9% annual return. At the time of the purchase, the graduate expects the "dream" house to be $5,000,000. The graduate will make up any shortfall in the price of the house by taking out a 15-year house loan for the difference. The expected rate on the loan is 4.8% APR with monthly compounding. What will be the monthly payment on the beach house loan? (ROUND TO THE NEAREST DOLLAR)