43. Assume you are to receive a 10 - year annuity with annual payments of $ 1000 . The first payment will be received at the end of Year 1 , and the last payment will be received at the end of Year 10. You will invest each payment in an account that pays 9 percent compounded annually . Although the annuity payments stop at the end of year 10 , you will not withdraw any money from the account until 20 years from today , and the account will continue to earn 9 % for the entire 20 - year period . What will be the value in your account at the end of Year 20 ( rounded to the nearest dollar ) ?

a . $ 38,359

b . $ 35,967 .

c. $ 28,000

d . $ 19,000