44. Chaula's outstanding mortgage balance is $400,000. Her lender allows her to make prepayments of up to 20% per year. So far this year, she has not made any prepayments. Her mortgage is a five-year variable interest rate mortgage that is currently accruing interest at 3.85%. Chaula has 12 months remaining in her mortgage term. Since she chose these mortgage terms, discounts on mortgages have dropped, and so a similar mortgage could be acquired that charges 3.00%. Amanda just received a large inheritance from her sister's estate. If she uses those funds to pay off her mortgage, how much will her prepayment charge be? Enter your answer without currency symbols or commas to two decimal places. For example, $1,234.56 should be entered as "1234.56