44 Michael applied for a disability policy on October 1st. He was left with some marketing literature outlining the policy. The policy was approved by the insurer on October 3rd and delivered to Michael on October 5th. What is the latest date by which Michael can cancel the policy and receive his full premium back? d out of Select one: a. October 14th 7 b. October 13th C. October 10th d. October 5th 43 George is considering purchasing a disability policy. He has been presented with a number of different options. All else being equal, which of the following policies would have the highest premium associated with it? 1 ut of Select one: 3. 15-day waiting period, benefits to age 65 b. 90-day elimination period, benefits to age 65 c. 30-day elimination period, 5-year benefit period d. 60-day waiting period, 5-year benefit period