44. You have borrowed $12,000 from Rob M. Blind lenders. If they require you to make payments of $400 at the end of each month for a period of six years in order to pay off this loan, what annual percentage rate (APR) compounded monthly are they charging on this loan?

A)41.1%

B)37.6%

C)39.2%

D)32.8%

E)34.9%

45.The grand prize in the OMG Lottery is a choice between $1,000 paid at the beginning of each month for a period of 10 years and a lump sum paid immediately. If you can invest at an effective annual interest rate of 5%, what is the minimum lump sum you would be willing to accept as winner of this lottery?

A)$94,766

B)$95,152

C)$94,282

D)$94,675

E)$93,847

46.What annual percentage rate (APR) compounded monthly is equivalent to an interest rate of 6.25% per year compounded semi-annually?

A)6.33%

B)6.21%

C)5.99%

D)6.17%

E)6.03%

47.Candy Kane has taken out a $250,000 mortgage at a quoted rate of 6.3% compounded semi-annually. If the mortgage requires monthly payments over a term of 20 years, with each payment made at the end of the period, what is the required monthly payment?

A)$1,834.61

B)$1,813.39

C)$1,822.79

D)$1,850.26

E)$1,825.03

Can someone please help me with these questions? Thank you in advance :)