4,5 and 9

4. Per the Fraud Examiners Manual, which of the folowing are examples of consumer fraud schemes? A. advance fee swindle. B. debt consolidation schemes. C. diploma millo. D. All of the above are examples of consumer fraud schemes. 5. Per the Fraud Examiners Manual, telemarketers must disclose all the following except? A. demand-draft amount. B. verification of the phone number used by the consumer in providing authorization C. payor's name - who will receive the fundo. D. total quantity of draft payments, if more than one draft is required ture that selling product takes procedence over recruiting new members. D. none the above is an ilegal pyramid. O. Per the Fraud Examiners Marual, what are the two types of pure ciuch schemea? A. pharming and recovery rooms, B. voice phishing and Vishing C. endless chaine and fil-and-colt games D. skimming and kilting