45. Angela makes a material misstatement of fact to Frances, which Frances relies on when she signs Angela's contract. Fraud exists if Angela made the misstatement 1. Intentionally 2. Recklessly 3. Carelessly 4. Both A & B 5. A & and B & C O 3. Carelessly O 4. Both A & B O 5. A & and B & C O 2. Recklessly O 1. Intentionally