45.)

What type of shareholder voting process would allow holders of 51% of the voting shares of a stock select all the board representatives?

	a.	cumulative voting
	b.	share class voting
	c.	proxy voting
	d.	straight voting

42.)

You are considering purchasing a new home. You will need to borrow $290,000 to purchase the home. A mortgage company offers you a 20-year fixed rate mortgage (240 months) at 12% APR(1% month). If you borrow the money from this mortgage company, your monthly mortgage payment will be closest to ________.

	a.	$2,445
	b.	$4,470
	c.	$3,193
	d.	$5,109