455 words English (Philippines) 11. In solidary obligations, there is mutual agency or right of representation between and among the creditors and same with the debtors. c. True d. False 12.A, B, C bind themselves to deliver to X a specific car valued at 3 million. The fulfillment of the obligation requires the concurrence of all the debtors. c. True d. False 13. As a general rule, the penalty takes the place of payment of damages and interest in case of non-performance by the debtor. c. True d. False 14. The courts may reduce the penalty not only when there is partial performance but also when there is no performance by the debtor at all when the penalty is unconscionable or iniquitous. c. True d. False 15.A debtor can just pay the penalty instead of performing the obligation. c. True d. False Focus