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48. Although an appraisers opinion may be expensive it can mean the difference between being reimbursed for the items actual value: or the guessed value.

48. Although an appraisers opinion may be expensive it can mean the difference between being reimbursed for the items actual value:

or the guessed value. or receiving and paying too much tax on it. and the value determined by taxing authorities. and the value placed on it by the insurance company.

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