49. As part of the Fair Practices Code for the Lenders, in the case of small borrowers seeking loans up to 2 lakhs, the lenders A. Should convey in writing, the main reason/reasons which, in the opinion of the bank after due consideration, have led to a rejection of the loan applications within the stipulated time B. Need not convey anything in writing for rejection May, at their own discretion, convey orally the reason for rejection D. May give reason/reasons for rejection of the loan applications irrespective of application date at the end of the financial year C. 50. Securitization backed by mortgage relates to A. Immoveable assets B. Moveable assets C. Special vehicles D. All of these 51. As per SEBI guidelines, any entity/person engaged in the marketing and selling of mutual fund products is required to pass a certification test and obtain a registration number from A. RBI B. SEBI C. AMEL D. None 52. Bank's obligations to customers include A. Maintain secrecy of the account Honor cheques which fulfill the bank's rules B. C. Follow instructions given by the customer D. Closing customer account without prior information