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4a. As discussed in class and in your provided readings, what are best practices for debt repayment in own words? 4b. If you owed $4,400

4a. As discussed in class and in your provided readings, what are best practices for debt repayment in own words? 4b. If you owed $4,400 to Macy's at 23% APR and each month paid only the minimum m...

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