4G :: 1 2:20 Courses Take Test: HW7 *Question Completion Status: QUESTION 1 Federal deposit insurance O A. existed since the 1800s. B. was created in 1933 . C. was created in 1960 OD. was created after World War II. 1 points Save Answer Click Save and Submit to save and submit. Click Save All Answers to see all me Save All Answers Save and Submit Ims.ksu.edu.sa 4G :: 1 2:20 Courses Take Test: HW7 QUESTION 2 U.S. commercial banks may be subject to the supervision and regulations of O A Office of the Comptroller of the Currency (OCC). B. Federal Deposit insurance Corporation (FDIC. C. State bank regulators D. The President of the United States OE. Federal Reserve (FR) 1 points Save Answer Click Save and submit to se ne shit. Click Save All Ansters to see all Save All Answers Save and Submit Ims.ksu.edu.sa 4G :: 1 2:20 Courses Take Test: HW7 QUESTION 3 and "National banks are regulated by state banks are regulated by OA, the Comptroller of the Currency, the Comptroller of the Currency OB. their state agency, their state agency OC. their state agency, the Comptroller of the Currency OD. None of the choices O E. the Comptroller of the Currency, their state agency 1 points Save Answer Click Save and submit to se ne shit. Click Save All Ansters to see all Save All Answers Save and Submit Ims.ksu.edu.sa 4G :: 1 2:20 Courses Take Test: HW7 www. 1 points Save Answer QUESTION 4 The act of taking a risk because of protection from adverse consequences due to the risk is referred to as a moral hazard problem True False 1 points Save Answer Click Saree and Submit to sow and submit. Click Save All Ameets to see all comum Save All Answers Save and submit Ims.ksu.edu.sa EE 4G :: 1 2:20 Courses Take Test: HW7 1 points Save Answer QUESTION 5 Regulation Qlimited OA. "off balance sheet commitments." OB. corporate loan interest rates. OC. interest rates on savings deposits. OD.consumer loan interest rates. O E. all of the choices 1 points Save Answer Click Save and Submit to save and submit. Click Save All Anstoets to sell am Save All Answers Save and Submit Ims.ksu.edu.sa 4G :: 1 2:20 Courses Take Test: HW7 QUESTION 6 The opening of a commercial bank in the United States O A. requires a charter from a state or the federal government. OB. always requires a charter from a state government Oc does not require a charter. OD. always requires a charter from the federal government. O E. requires a charter from both the state and federal government. 1 points Save Answer Click Save and submit to see and submit. Click Save All Anstoere to see all weer Save All Answers Save and Submit Ims. ns.ksu.edu.sa 4G :: 1 2:21 Courses Take Test: HW7 QUESTION 7 The Glass Steagall Act of 1933 OA A. imposed a strict policy for both commercial and investment banks to make the front building made of glass. OB. imposed a rigid separation between commercial and investment banks. OC. eliminated the separation between commercial and investment banks. D. required minimum levels of cash reserves to be held for commercial and investment banks 1 points Save Answer Click Save and submit to me and submit. Click Save All Anstoere to see all neem Save All Answers Save and Submit Ims.ksu.edu.sa 4G :: 1 2:21 Courses Take Test: HW7 1 points Save Answer QUESTION 8 The Basel Accord O A forces banks with greater risk to maintain more capital. OB. forces banks with greater risk to maintain less capital OC. forces banks with greater risk to maintain more deposits D. None of the choices 1 points Save Answer Click Save and subunit to save and submit. Click Save All Ansters to awe all comme Save All Answers Save and Submit Ims.ksu.edu.sa 4G :: 1 2:21 Courses Take Test: HW7 OD. None of the choices 1 points Save Answer QUESTION 9 "In general, banks would prefer to maintain a high amount of capital to boost their return on equity ratio, yet regulators have argued that banks need only a sufficient amount of capital to absorb potential operating losses." True False 1 points Save Answer Click Save and submit to save and submit. Click Save All Amstera o anoe al comune Save All Answers Save and Submit Ims.ksu.edu.sa 4G :: 1 2:21 Courses Take Test: HW7 1 points Save Answer QUESTION 10 All Fed member banks must hold OA. both FDIC and private insurance on deposits. OB. private insurance on deposits. OC. FDIC insurance on deposits. OD. none of the choices 1 points Save Answer Click Save and Submit to stw and submit. Click Save All Amsters to see all Save All Answers Save and submit Ims.ksu.edu.sa EE a m
