5 5 points Which of the following is an example of ex post moral hazard? O Not using a bed net in a malaria prone region Smoking more often when insured Opting for an MRI scan even though a cheaper CT scan would suffice O Skipping annual health checkups 5 points Which of the following statements is correct? O The smaller the price distortion due to insurance, the larger is social loss due to moral hazard O Social loss due to moral hazard does not depend on the price distortion due to insurance O The larger the price distortion due to insurance, the larger is social loss due to moral hazard 7 5 points Which of the following does not reduce social loss due to moral hazard? O Coinsurance rates Gatekeeping Copayments O Full insurance coverage 8 5 points If the deductible is large enough, it can completely eliminate moral hazard O True O False