5.. ( 8 pts) You are considering an investment in a 30-year security. The security will pay S10 a year at the end of each of the first five years. The security will then pay $20 a year at the end of each of the next 20 years. The nominal interest rate is assumed to be 8 percent, and the current price (present value) of the security is $555. Given this information, what is the equal annual payment to be received from year 26 through year 30? 6. (6 pts) The Phi Nancy Company will lend you $15,000 for your new car purchase. Phi Nancy requires that you pay the loan back in monthly payments of $550 each, for a total of thirty-six monthly payments. A. What is the annual percentage rate (APR)? B. What is the effective annual rate (EAR) that Phi Nancy requires on this loan