5) Alar and Shiva are going to buy a new car in exactly 4 years and are setting up a savings plan using their 4 % compounded semi-annually savings account. Alar suggests making $600 end of quarter deposits for the 4 years. Determine: (4 marks) 5a) What is the total amount in the account (FV) in 4 years? 5b) Now, Shiva suggests (to earn more interest) that instead of the quarterly payments, they should deposit $200 at the beginning of every month for the 4 years! What is the total amount of money in the account in 4 years using this method? (This puts the same amount of money into the account as Alar's method) 5c) How much more money will they have using Shiva's plan