5. An amount is deposited for eight years at 6%. If compounding occurs semiannually, then the table value is found at a) 6% for eight periods. b) 3% for eight periods. c) 3% for 16 periods. d) 6% for 16 periods 6. Sue Gray wants to withdraw $10,000 (including principal) from an investment fund at the beginning of each year for three years. How should she compute her required initial investment at the beginning of the first year if the fund earns 12% compounded quarterly? a) $10,000 times the present value of a 3-period, 12% annuity due of 1 . b) $10,000 times the present value of a 12 -period, 3% annuity due of 1 . c) $10,000 times the present value of a 3 -period, 12% ordinary annuity of 1 . d) $10,000 times the present value of a 12 -period, 3% ordinary annuity of 1