5. Assessing general performance of a bank

Complete the following performance summary of Buttermilk Bank in the current year.

Item	Current year
	(Percent)
1. Gross interest income	5.20
2. Gross interest expenses	1.80
3. Net interest income
4. Noninterest income	2.00
5. Loan loss provision	1.00
6. Noninterest expenses	3.50
7. Securities gains (losses)	0.40
8. Income before tax
9. Taxes	0.20
10. Net income
11. Cash dividends provided	0.50
12. Retained earnings