5. Calculate each person's actuarially fair, full insurance premium for their health risks. (9 points total; 3 points each) a. Amelia has a 20% chance of having a health issue that costs $800 to treat and an 80% chance of having no health issue. b. Benjamin has a 2% chance of having a health issue that costs $10,000 to treat, an 8% chance of having a health issue that costs $100 to treat, and a 90% chance of having a health issue that costs $10 to treat. c. Charlotte has a 90% chance of having a health issue that costs $3,000 to treat and a 10% chance of having a health issue that costs $500 to treat