5. Calculate the upfront fees that needs to be charged by the lender given a loan for $300,000 with terms 6.6%, 30 years (monthly compounding). The lender wants to earn a 7% yield. Assume a holding period of 12 years. 6. Calculate the total payments and total interest expense for a $300,000 loan with terms 6.6%, 30 years compounded monthly. The loan is assumed to be held to maturity. Total Payments: Loan Amount: Interest Expense