5. Dave borrows 100,000 from Fran for 10 years. He makes payments to Fran at then end of each year equal to the sum of, . a constant payment toward the principsal interest on the outstanding balance at an effective annual rate of 4% Gloria reinvests the interest payments at the accumulated value of Gloria's reinvested interest an annual effective rate of 5%. At the end of 10 years. payments is X. Calculate a