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5. Estimate the Ruizs' current discretionary cash flow position. a. Identify strengths and weaknesses associated with their cash flow situation. b. Use financial ratios to

5. Estimate the Ruizs' current discretionary cash flow position. a. Identify strengths and weaknesses associated with their cash flow situation. b. Use financial ratios to evaluate areas for improvement. c. Draft a list of potential recommendations that can be used to improve or enhance the situation.

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