5) For each statement, state whether you believe the statement is true or false. Provide a brief explanation of your reasoning. a) The Dodd Frank Act of 2010 includes macroprudential regulation. b) Too big to fail policy creates a moral hazard problem for depositors. C) The role of chartering by regulators is designed to limit moral hazard in banking. d Glass-Steagall Act of 1933 allows a bank holding company to own an investment bank and a commercial bank