5. Insurance company risk exposure Which of the following are true regarding an insurance company's risk exposure? Check all that apply. Many insurance companies experienced a 50 percent decline in the market value of their asset portfolios during the credit crisis of 2008 Insurance companies do not invest their premiums heavily in common stock; therefore, they are not exposed to stock market risk. Property and casualty insurance companies have more liquidity risk than life insurance companies. As the credit crisis intensified in 2008, the Federal Reserve and the U.S. Treasury balled out the two largest insurance companies in the world, American International Group (AIG) and Lehman Brothers. 000 D