5. Mable, age 56, is still working at Kalispell Corporation. She has a Roth 401k, which she contributed $100,000 over the years. Her Roth 401k account is now worth $300,000. Mable needs a new car and has her eyes set on a Toyota Highlander. Mable withdraws $45,000 from her Roth 401k. This is her first withdrawal from the account. She is in the 24% marginal tax bracket. How much of the $45,000 withdrawal will Mable have to purchase the Highlander after she pays tax (if any) and penalties (if any)