5. Many people are concerned about insurance companies1 treatment of workers with pre existing conditions in the US. {in particular, an unwillingness to accept them as new policyholders). Consider the pre-ACA system where workers could be rejected from insurance based on such conditions. {I} If a new policy had been introdqu that required insurance companies to accept applicants with preeaisting conditions {such as under the ACA), but no other policy changes were introduced at the same time, what would you expect the consequences to have been? {2} If you could design a companion policy to help counteract these consequences, what would it be and how would it help