5. Ms. Z has unsecured debt of $80.000. a $40.000 bank account, and a home that is worth 500,000, but is subject to a mortgage of 200,000 (thus an equity of $300.000). Assume costs of bankruptcy are $3000. Suppose she lives in Missouri, which has a homestead exemption of $400,000, and an exemption for cash of $8000. (A) What could she gain by filing for bankruptcy under Chapter 7? What could she do to maximize her gain? (B) Now suppose that Ms. Z had the same assets and liabilities, but lived in another state, New Mexico, which has a homestead exemption of $300,000 and an exemption of $20,000 for cash. The cost of bankruptcy there is $4000. Then what would she gain by filing for bankruptcy under Chapter 7