5. One year ago, Aldo deposited $4,500 in an account that has earned and will earn 12.3 percent per year in compound interest. If Vivian deposits $8,700 in an account in 3 years from today that earns simple interest, then how much simple interest per year must Vivian earn to have the same amount of money in 7 years from today as Aldo will have in 7 years from today? Answer as an annual rate.