5) Oppenheimer Bank is offering a 30 -year mortgage with an EAR of 4.125%. If you plan to Dorrow $250,000, what will your monthly payment be? (5 MARKS) 6) Oppenheimer Bank is offering a 30 -year mortgage with an APR of 4.8% based on monthly compounding. With this mortgage, your monthly payments would be $1974 per month. In adedition, Oppenheimer Bank offers you the following deal: Instead of making the monthly payment of $1974 every month, you can make half the payment every two weeks (so that you will make 52/2=26 payments per year). With this plan, how long will it take to pay off the mortgage if the EAR of the loan is unchanged? (8 MARKS)