5) Ownership Structure of Real Estate firms is driven by all of the following except: a. Tax Environment b. How many of each form already exist c. Personal Liability d. Access to Capital Markets 6) All of the following are differences between commercial and residential lending except: a. The LTV that is offered on the first or primary mortgage b. The length or term of the first or primary mortgage c. The collateral that is offered as the backing for the loan d. All of the above are differences between commercial and residential lending