5 points Question 13. If the marginal tax rate (MTR) is 35%, a 3.5% annual coupon rate municipal bond will have higher after-tax cash flow than a corporate bond with which annual coupon rates (choose all that apply)? * 3.5% 4% 4.5% 5% 5.5% 6% Bonus Question 1. Who are the issuers of Certificates of Deposits (COD)? O points O Banks O Insurance Companies O Mutual Funds O Stock Exchanges