(5 points) Score What is included in a personal budget? Why is a personal budget a useful tool? {5 points) Score What are the main costs associated with higher education? Why might the nancial burden of college actually be economically worthwhile? {5 points) Score Choose one type of insurance. Explain what it is and why it is useful or necessary. (5 points) Score How are debit and credit cards similar? How are they different? {5 points) Score What does it mean to be a socially responsible consumer? Use an example to support your explanation