5. Sarah deposits 1,000 into a savings account. The account pays simple interest at an annual rate of 3%. After 5 years, the balance is transferred to an account that pays compound interest at a nominal annual rate of X%, compounded quarterly. H At the end of 10 years, Sarah's balance is the same as if her initial deposit had earned interest at a rate of 3.78% per year, compounded continuously. What is the value of X? 6. Cindy deposits $20,000 into an account which is credited with simple interest at a rate of 6% per year. She makes no other deposits or withdrawals. Calculate the force of interest on her account at the end of 10 years