5. The personal umbrella policy adds excess coverage to which policies? (1) Homeowners (2) Auto (3) Disability (4) Health (A) (B) (1) and (2) only (2) and (3) only (3) and (4) only (1), (2), (3), and (4) A deer runs into your car and damages it. The loss is: (A) Covered by the Collision coverage (B) Covered by the Comprehensive coverage (C) Covered by the Uninsured coverage (D) Covered by the Umbrella coverage 7. A burglar entered your property while you were away and was mauled to death by your pet alligator. This is clearly a case of. (A) Negligence (B) Absolute Liability (C) Vicarious Liability (D) Res Ipsa Locquitur 8. While drinking at a bar with his friends, another patron collapses. The doctor tries to revive the fellow patron but the patron dies. The doctor: (A) Cannot be liable for the death of the patron since he didn't die at the doctor's office (B) Cannot be liable for the death of the patron since he wasn't his doctor (C) Cannot be liable for the death of the patron since Good Samaritan statutes protect doctors helping strangers in need (D) Can be liable for the death of the patron if the doctor was inebriated and did not follow the proper treatment protocol