Question
5. Using the online exchange estimator, fill out the below table assuming that you insure just yourself. Use an income of $100. List the costs
5. Using the online exchange estimator, fill out the below table assuming that you insure just yourself. Use an income of $100. List the costs for the bronze, silver, and gold levels.
Level | Estimated Monthly Premium | Estimated Deductible | Estimated Out-of-Pocket Maximum |
Bronze |
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Silver |
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Gold |
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6. Using the online exchange estimator fill out the below table assuming that you insure a family with the following ages: 34, 37, 9, and 4. For this question use your schools zip code and state.
Level | Estimated Monthly Premium | Estimated Deductible | Estimated Out-of-Pocket Maximum |
Bronze |
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Silver |
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Gold |
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7. Using the same family as the previous question, calculate their Affordable Care Act subsidy assuming that they make $25,000 a year. Explain your results.
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8. What would the expenses be for a single tobacco user who is 54 and living in Florida?
Level | Estimated Monthly Premium | Estimated Deductible | Estimated Out-of-Pocket Maximum |
Bronze |
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Silver |
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Gold |
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9. What would the expenses be for a single tobacco user who is 64 and living in Florida?
Level | Estimated Monthly Premium | Estimated Deductible | Estimated Out-of-Pocket Maximum |
Bronze |
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Silver |
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Gold |
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10. How much did changing the age alter the expected costs?
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11. Explain what subsidies the above individual can expect?
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12. What happens for the level of subsidies if the age is decreased to 54? 44? 34? Why do you think these changes occured?
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13. What happens to an individuals healthcare options when they reach retirement age?
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