5. What do we mean by the term 'responsible lending"? How is this concept linked with Islamic finance and what is the difference? Can Islamic finance play an even more important role in this specific area? How? (12.5 marks) 6. Imagine a company that needs to increase its working capital funding to expand their operations. The company has a substantial receivables book of long-standing regular debtors. If you are appointed as a financial consultant, what possible forms of financing would you suggest for the company to meet the working capital requirements? Explain the advantages or disadvantages over one form and the other (12.5 marks)