5. What is a common reason for demutualization of a mutual property \& casualty insurer? 6. ABC Insurance Co. has a retention limit of $300 thousand for insurance on a single building. ABC has a surplus-share treaty with Atlantic Re, Inc., ceding up to 6 lines to Atlantic. ABC wrote a $1.2 million policy on Central Warehousing, Ltd.'s warehouse building on 121mst Street. A fire at the warehouse last month caused $600 thousand in damage. What portion of this loss is ABC responsible to pay? 7. How and why do the investments of life insurance companies differ from those of property and casualty companies