5. You are given the following information on towing losses for two classes of insureds, adults and youths: Year 2015 2016 2017 2018 Total Exposures Adult Youth Total 2000 500 2500 1000 200 1200 1000 125 1125 1000 175 1175 5000 1000 6000 Average loss per exposure Year Adult Youth Total 2015 0 10 2.000 2016 5 2 4.500 2017 6 3 5.667 2018 4 2 3.702 Determine the nonparametric empirical Bayes credibility premium for the youth class, using the method that preserves total losses. 5. You are given the following information on towing losses for two classes of insureds, adults and youths: Year 2015 2016 2017 2018 Total Exposures Adult Youth Total 2000 500 2500 1000 200 1200 1000 125 1125 1000 175 1175 5000 1000 6000 Average loss per exposure Year Adult Youth Total 2015 0 10 2.000 2016 5 2 4.500 2017 6 3 5.667 2018 4 2 3.702 Determine the nonparametric empirical Bayes credibility premium for the youth class, using the method that preserves total losses