5. You are the treasurer at a commercial bank. As part of your effort to manage your institution's liquidity by matching liabilities (deposits) and assets (loans), you want to buy an amount of 6-month Treasury bills that will pay $10,000 at maturity. Suppose that T-bills that will pay $10,000 in 6 months are selling for $10,040. Answer the following: a) What is the yield to maturity of these instruments? What is this phenomenon commonly called, and what are some reasons it could develop? b) Should the bank look for other alternatives? Why might its options be limited? Assume other institutions are similarly situated. If all of these institutions purchase other securities, what is the likely effect of their purchases on the price and the yield of these alternative investments