5. You have a car loan for $28,000. You have already paid off $9,000 of that car loan. If you were to get into an accident and the car was declared TOTALED, the remaining car loan amount would still need to be repaid.

5a)What insurance provision would you need to ensure that the difference, between the $28,000 loan and the $9,000 that was paid, is covered by the insurance company? 5b)What type of insurance provision and coverage would you need on a car to fully cover the damages, repairs or replacement of the car?