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5. You have been running a construction company out of your home with your spouse helping you keep the books. The company has grown and

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5. You have been running a construction company out of your home with your spouse helping you keep the books. The company has grown and has begun to take up too much of your and your spouse's time. The decision has been made to hire a part-time estimator to help you with the bidding and a full- time office manager. The office manager's duties will include accounting, receptionist, and secretarial duties. By hiring the new personnel you will need to move the company's operations out of your home and into an office. Use the following cost information to prepare a cash flow budget for one year: ITEM Estimator's Wages Office Manager's Wages Social Security Medicare FUTA SUTA Workers' Comp. General Liability 401(k) Health Insurance Vacation/Sick/Holidays Rent Utilities COST $15/hr for 20 hrs/week $12/hr for 40 hrs/week 6.2% of wages to $97,500 1.45% of wages 0.8% to $7,000 of wages per employee 2.0% to $12,000 of wages per employee $1.25 per $100 of wages 0.67% of wages 50% match up to 6% of wages $150/month per employee 10 days per year $12 per square foot per year $0.25 per square foot per month The employees pay $200 per month toward their insurance, which is not subject to social security and Medicare taxes. The budget should include the following budget categories: Advertising Bad Debts Bank Fees Car and Truck Expenses Charitable Contributions Computer and Office Furniture Depreciation Dues and Memberships Employee Wages and Salaries Employee Benefits Employee Retirement Employee Recruiting Employee Training Employee Taxes Insurance Interest Expense Janitorial and Cleaning Legal and Professional Services Meals and Entertainment Office Supplies Office Purchases Office Rent Office Utilities Postage & Delivery Promotion Publications and Subscriptions Repairs and Maintenance Taxes and Licenses Telephone Travel Unallocated Labor Unallocated Materials Miscellaneous A budget of O" for a category is acceptable. Present your budget in the following format: AMOUNT $/YEAR JUSTIFICATION CATEGORY Advertising

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