5. You have moved into an apartment following graduation. Your apartment costs $850 per month, due at the beginning of each month. If you signed a 12-month rental agreement, what is the present value of the rent payments, assuming an annual interest rate of 8%? Show all work and/or numbers entered. 6. Assume you can invest $12,000 today at a rate of 9.5% interest annually. With no additional payments, annual compounding, and a period of 25 years, what is the expected future value? Show your work. If you use a TI-83, write what numbers you entered for I, N, PMT, and PV