5) Your agent argues in favor of cash-value life Insurance. You counteract with term to A) save the difference you would pay, Invest it, and come out ahead. B) have a larger policy and keep things simple. C) have a lot of Insurance at affordable prices when you need it the most. D) enjoy a relatively low cost per each $1,000 of coverage. E) all of the above. 6) Barry Blair wants to select a good life insurance agent. His dad has had several negative experiences with life insurance agents in the past. What should Barry consider when selecting an agent? A) Is a full-time agent B) Has a professional designation C) Has the necessary experience and training D) Has references E) All of the above