5.00% 0.42% Interest income rate per year: Interest income rate per month: Gross Salary per hour: Payroll Tax rate: Income Tax rate: Hours per month: TOTAL For YEAR AUG SEP OCT NOV DEC JAN FEB MAR APR MAY JUN JUL $1,000 Cash Beginning of Month (BOM) Cash inflows: Job Interest income Borrow on credit card. Total cash inflows: Total cash available: Cash outflows: Total cash ouflows: Cash End of Month (EOM)