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$5,000 is deposited today into a bank account. The account earns 6.8% per annum compounded half yearly for the first 7 years, then 7.9% per

$5,000 is deposited today into a bank account. The account earns 6.8% per annum compounded half yearly for the first 7 years, then 7.9% per annum compounded quarterly thereafter. Assuming no further deposits or withdrawals are made,

(a) Calculate the account balance six months from today.

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