51 I just graduated and have found a job that pays reasonably well, I borrow from Toyota Financial Services to buy my rst car at a cost of $20,000 They are running a promotion for new college graduates with a low interest rate of 2% compounded monthly. I take out a constant amount from my monthly paycheck to pay back the car loan in the next 3 years. How much should I pay each month? 61 Find the numerical value of the following factors using (a) the formula and (b) the table. 1) (A/P, 4%, 13) 2) (F/A, 12%, 22)