5.2. Future value: Ted Rogers is investing $7.500 in a bank CD that pays a 6 percent annual interest. How much will the CD be worth at the end of five years? 5.12. Present value: Tracy Chapman is saving to buy a house in five years. She plans to put 20 percent down at that time, and she believes that she will need $35,000 for the down payment. If Tracy can invest in a fund that pays 9.25 percent annually, how much will she need to invest today