54. Risk-based capital ratios measures are associated with which of the following bank risks?

a. interest rate risk

b. liquidity risk

c. credit risk

d. reinvestment risk

55. A match funding of a commercial loan with a large CD is an example of

a. a macrohedge

b. a microhedge

c. increased interest rate risk

d. short position

56. The major sources of bank liquidity are and ; the major uses are and .

a. loans and deposits; borrowed funds and selling assets

b. borrowed funds and loans; deposits and selling assets

c. selling assets and borrowed funds; loans and deposit withdrawals

d. borrowed funds and loans; securities and deposit withdrawals.