5.Which of the following is a violation of Medicare Secondary Payer Rules? (select all that apply) a. b. c. .'ht'D Excluding the Medicare-eligible spouse of an employee from your plan Offering to pay only Medicare-eligible employees' Medicare premiums Offering to reimburse Medicare or other individual insurance premiums through an individual coverage HRA Excluding Medicare-eligible employees from your plan Excluding the Medicare-eligible spouse of a retiree under your plan Offering a Medicare-eligible employee a $500 bonus to drop your health plan Excluding Medicare-eligible retirees from your plan 6. Which of the following accurately describes the maximum cost that can be charged for COBRA coverage? (Select all that apply) a. 102% of the total cost of coverage for most qualifying events b. 150% of the employee's cost of coverage during the 11-month disability extension 0. 102% of the employee's cost of coverage for most qualifying events d. 150% of the total cost of coverage during the 11-month disability extension 7. Select the statement that best describes how captive insurance arrangements work. a. Captives are only available from captive promoters who allow participation by employers. b. Captive insurance is a scam and employers should not participate in it. 0. Either a single employer or group of employers come together to form an insurance company that provides the coverage. Captives can only be sponsored by the participating employer(s). d. Either a single employer or group of employers come together to form an insurance company that provides the coverage or they participate in a captive insurance company offered by a promoter. 8. Which of the following laws do NOT apply to a "stand alone" dental or vision plan offered by a private employer? a. ERISA b. COBRA c. HIPAA Portability (Special Enrollment Rights) d. HIPAA Privacy and Security e. Affordable Care Act