6) (15 points) Suppose you are planning to borrow 15,000 TL from one of your friends, All or Veli. If you borrow it from Ali, you have to pay back 3,000 TL at the end of each year starting at the end of first year, for 30 years. If you borrow the same amount from Vell, you have to pay 6,000 TL at the end of every other two years, a total of 30 times. (i.e. 6,000 TL at the end of 2nd year; 6,000 TL at the end of 4th year and so on. The final payment or 6,000 TL is at the of 60th year). If your personal annual MARR is 15%, determine which option is better by comparing the Present Worth of each option